1. General Information

Uma Digital Hub is an online platform that sells digital products such as templates, bundles, and downloadable resources.
By using this website, you confirm that you are at least 18 years old or accessing the site under parental supervision.

2. Digital Products

  • All products sold on Uma Digital Hub are digital in nature.
  • No physical products will be shipped.
  • After successful payment, products are delivered via instant download or email access.

3. Payments

  • All prices listed on the website are in Indian Rupees (₹) unless stated otherwise.
  • Payments are processed through secure third-party payment gateways.
  • Uma Digital Hub does not store your payment card or banking details.

4. No Refund Policy

Due to the digital nature of our products:

  • All sales are final
  • No refunds, cancellations, or exchanges will be provided once the product is delivered
    Please review product details carefully before purchasing.

5. License & Usage

  • Purchased digital products are licensed for personal use only, unless explicitly stated otherwise.
  • You may not resell, redistribute, share, or give away the products, either for free or for profit.
  • Unauthorized distribution may result in legal action.

6. Intellectual Property

  • All content, designs, graphics, text, logos, and digital products available on Uma Digital Hub are the intellectual property of Uma Digital Hub.
  • Copying, reproducing, or using our content without written permission is strictly prohibited.

7. User Responsibility

You agree:

  • Not to misuse the website or digital products
  • Not to attempt hacking, data scraping, or unauthorized access
  • Not to use our products for illegal or unethical purposes

Violation of these terms may result in account suspension or legal action.

8. Product Results Disclaimer

  • We do not guarantee specific results such as views, clicks, earnings, or growth.
  • Results depend on individual effort, content quality, niche, and platform algorithms.
  • Our products are tools designed to assist—not promises of success.

9. Website Availability

We strive to keep the website available at all times; however:

  • We do not guarantee uninterrupted access
  • Maintenance, technical issues, or updates may temporarily affect availability

10. Limitation of Liability

Uma Digital Hub will not be held liable for:

  • Any direct or indirect loss arising from the use of our products
  • Technical issues beyond our control
  • Misuse of digital products by users

11. Changes to Terms

We reserve the right to update or modify these Terms & Conditions at any time.
Continued use of the website after changes implies acceptance of the updated terms.

12. Governing Law

These Terms & Conditions are governed by the laws of India.
Any disputes shall be subject to the jurisdiction of Indian courts.

13. Contact Information

For any questions regarding these Terms & Conditions, you can contact us via the support details provided on our website.